To qualify for Kentucky long-term care Medicaid, an applicant's gross income must be at or below $2,283 (in 2021). An applicant who has gross monthly in excess of $2,283 can qualify for Medicaid ONLY IF a QIT is established. The applicant puts his or her excess in come into the QIT.

Most of the time, the money held within the QIT Income Trust is paid to the applicant's nursing home facility. There are certain allowances, including personal needs and spousal allowances, that may be paid from the QIT account.

QITs should be prepared upon a Medicaid applicant's admission into a nursing home.

For more information about the QIT and the long-term care Medicaid process generally, feel free to call Darpel Elder Law today.