Chad's Blog

Words and phrases such as estates, nursing homes, mental incapacity, long-term care costs, trusts, and probate administrations do not exactly inspire feelings of wonder and excitement in most folks. Planning for these potential events can often seem a little scary and confusing.

At Darpel Elder Law, we hope to guide, teach, and see you through these legal mazes. To learn more about particular legal topics, please explore our blog.

How to Use Special Needs Trusts

Posted by Chad Seiter | Apr 11, 2022 | 0 Comments

If you have a family member with a disability, you have probably wondered how to protect their financial assets while also helping them remain eligible for important benefit programs such as Medicaid and Supplemental Social Security Income (SSI).

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Revocable Living Trusts as an Estate Planning Tool

Posted by Chad Seiter | Mar 29, 2022 | 0 Comments

One strategy to limit or avoid the need for probate is to establish a Revocable Living Trust and transfer assets to the trust. A Revocable Living Trust is an agreement allowing you to manage assets during your lifetime, and distribute assets to beneficiaries automatically upon death. The trustee – either yourself or another person – will manage, invest, or withdraw from the trust during your lifetime as appropriate. The trust will also designate a successor trustee (if needed) after the original trustee’s death, and identify beneficiaries.

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Planning for Long-Term Care in Kentucky

Posted by Chad Seiter | Feb 14, 2022 | 0 Comments

Preparing for the possibility of long-term care for yourself or a loved one is a daunting task. First and foremost is the cost, which depends on the type and duration of care you need, the provider you use, and where you live. Currently, the cost of long-term care in a skilled-care facility in Northern Kentucky can range between $9,000 to $12,000 monthly. A home health aide, meanwhile, can cost at least $4,000 per month, depending on the type of care provided. The level of care and living arrangements can affect your costs greatly, and there are various types of long-term care available.

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Questioning Mental Competency?

Posted by Chad Seiter | Dec 15, 2021 | 0 Comments

Does Your Kentucky Estate Plan Need a Letter of Competency? Many Kentucky seniors understand the importance of drafting a last will and testament. Just as important is making the necessary updates and changes to your will, and destroying previous copies to avoid a dispute over the true and corr...

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Caring for Family Members with Special Needs in Kentucky

Posted by Chad Seiter | Oct 28, 2021 | 0 Comments

Paying for medical care and accessibility services is a challenge for everyone, but especially for parents of disabled children. Modifying the home, providing educational opportunities for your child and obtaining the best medical care and services for your child is not cheap. What strategies are...

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